You can get one credit report each year from the three major credit monitoring companies. Let's see, the three are... Equifax, Experian, and... I can't remember the 3rd one. To do this conveniently, go to http://www.annualcreditreport.com. Fill in some basic info and then select from one to three of the companies. You'll be walked through the steps to get the report and you can print it out immediately.
Note that these reports don't give you your FICA score free. Each site tries, in its own way to get money out of you, but, unless you want to spend the money, ignore the teases and the big print. Look for the small print, usually at the bottom, that says something like "never mind, I'm a cheapskate, just give me what you advertised."
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